We prepare legally grounded dispute correspondence under the FCRA and FDCPA, holding credit bureaus and debt collectors accountable — on your behalf.
FCRA §611 disputes to Experian, Equifax, and TransUnion with Metro 2 non-compliance grounds and breach context.
Sworn testimony under 28 U.S.C. §1746 — forces CRA legal department review instead of e-OSCAR automation.
FDCPA §1692c cease & desist, §1692g validation demands, and credit reporting as communication notices.
Formal regulatory complaints with documented enforcement action history and 6-item resolution demands.
Escalation letters citing Cushman v. Trans Union when bureaus parrot furnisher data without genuine reinvestigation.
Power of attorney and full file disclosure requests so we can act on your behalf with any party.
Cancel anytime — required by the Credit Repair Organizations Act (15 U.S.C. §1679b).